The ICBA Compliance Deskbook Has Been Updated for October - Thursday, October 22, 2020

The ICBA Compliance Deskbook has been updated for October 2020.

Updates include:

  1. Community Reinvestment Act
    1. The Office of the Comptroller of the Currency (OCC) is adopting a final rule to strengthen and modernize the Community Reinvestment Act (CRA) by clarifying and expanding the activities that qualify for CRA credit; updating where activities count for CRA credit; creating a more consistent and objective method for evaluating CRA performance; and providing for more timely and transparent CRA-related data collection, recordkeeping, and reporting.
  2. Appraisal Standards
    1. On October 16, 2020, the OCC, Board, and FDIC (collectively, the agencies) are adopting as final the interim final rule published by the agencies on April 17, 2020, making temporary amendments to the agencies’ regulations requiring appraisals for certain real estate-related transactions. 
  3. Regulatory Agenda and Agency Resources updates include:

Final Rule

HUD Issues Fair Housing Act Disparate Impact Standard

Freedom of Information Rule

Real Estate Appraisal Final Issued


CFPB Issues Request for Comments of CARD Act Rules

CFPB Issues Proposal for Qualified Mortgage Definition under Regulation Z - comment extension

Agencies Issue Flood Regulation Proposal - comment extension

Federal Reserve Issues Advance Notice of Proposed Rule Making for CRA


FinCEN Final Rule for CIP, ALM and Beneficial Ownership

FinCEN Advisory on Ransomware

OFAC Advisory on Potential Sanctions Risks for Facilitating Ransomware Payments

Joint Statement BSA Due Diligence for Customers Who May be Politically Exposed

Human Trafficking and SAR Advisory

Frequently Asked Questions

Payday Lending Rule FAQ


FDIC Issues Wildfire Guidance


Newly Redesigned ICBA Compliance Deskbook Roll-Out - Monday, September 7, 2020

Welcome to the newly redesigned Website.

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If you require a Password reset or if you have forgotten your Password, please contact Cathy VonWahlde in the ICBA Education Department at (800) 422-7285, ext. 7337

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Welcome to the newly redesigned ICBA Compliance Deskbook Website.

We have made the Website "Responsive" so you can view it on your favorite device, computer, tablet, or smartphone.

We would also like to welcome the Hardcopy subscribers to the Website.

We have added a new Hardcopy section to the Deskbook that should make your transition to this online version more straightforward.

First Time Users click here for a quick tutorial on how to use the Website.